Dental & Vision Insurance Plans
Why Dental & Vision Coverage Matters
Original Medicare doesn’t cover routine dental or vision care. That means many people in Crestwood, Oldham County, and across Kentucky face unexpected bills for cleanings, glasses, or major procedures. At Covington Agency, we help you find
dental insurance plans and
vision insurance plans that keep costs manageable and protect your long-term health.
Healthy teeth and clear vision are essential — especially as we age. From preventive cleanings and X-rays to eye exams and corrective lenses, the right plan makes care affordable and accessible.
Dental Insurance Plans
Covers preventive services like cleanings and exams, plus procedures such as fillings, crowns, and dentures. Plans are available year-round and tailored for seniors and families.
Vision Insurance Plans
Includes annual eye exams, allowances for glasses or contacts, and discounts on lenses. Some plans even help with LASIK or advanced treatments.
Combined Coverage
Some carriers offer combined Dental & Vision plans (sometimes with hearing included). These bundle benefits into one convenient policy.
1
Plans for Seniors
Affordable coverage that fills the gap left by Medicare.
2
Flexible Options
Choose standalone dental or vision, or combine both for added value.
3
Trusted Guidance
Covington’s agents help you compare plans and check if your dentist or optometrist is in-network.
Frequently Asked Questions
Dental & Vision
Can I get dental insurance as a retiree on Medicare?
Many seniors buy separate dental policies since Medicare doesn’t cover routine care. We’ll help you choose a plan that fits your dentist and budget.
How much do dental insurance plans cost per month?
Costs vary, but many plans range from $25–$50 monthly. Preventive-only plans are more affordable, while comprehensive plans covering crowns or dentures cost more.
Do these plans have waiting periods?
Most dental plans cover cleanings immediately but may have 6–12 month waiting periods for major services. Vision plans typically provide immediate benefits for exams and allowances.
Can I keep my same dentist or optometrist?
We’ll check whether your providers are in-network. Many dental insurers have large networks, and vision plans often partner with VSP or EyeMed.
What if I also need hearing coverage?
Some carriers offer Dental, Vision, and Hearing combo plans. These provide one policy that helps with dental care, eye exams, glasses, and hearing aids.
Smile Brighter, See Clearer
Don’t put off routine care or new glasses because of cost. Covington Agency offers affordable dental and vision insurance plans for Kentucky families and seniors. Quotes are quick, and enrollment is simple — with agents ready to help you in Crestwood, Oldham County, and nearby communities.